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Understanding Staking Pools

The difference between flexible and locked pools, and how to choose the right pool for your goals.

What Is a Staking Pool?

A staking pool is a predefined product with a set APY rate, lock period, and minimum stake amount. XamanProtocol offers multiple pools to cater to different risk tolerances and investment horizons.

Flexible Pool

  • Lock Period: None — withdraw anytime
  • APY: Lower (~5%), may vary
  • Best For: Users who need liquidity or are new to staking
  • Minimum: 10 XRP

The flexible pool offers the lowest APY but the greatest flexibility. You can unstake at any time without penalty. The trade-off is a lower return.

7-Day Locked Pool

  • Lock Period: 7 days
  • APY: ~7%
  • Best For: Short-term commitment for higher yield
  • Minimum: 50 XRP

A short lock period for users comfortable committing funds for one week in exchange for a better rate.

30-Day Locked Pool

  • Lock Period: 30 days
  • APY: ~10%
  • Best For: Medium-term holders seeking strong yields
  • Minimum: 100 XRP

A popular choice offering significantly higher APY than flexible pools with a moderate 30-day commitment.

90-Day Locked Pool

  • Lock Period: 90 days
  • APY: ~14%
  • Best For: Long-term holders maximizing yield
  • Minimum: 200 XRP

The highest APY available, for users who can commit their funds for 3 months.

Choosing the Right Pool

Consider:

  1. Do you need access to your funds? → Choose Flexible
  2. Can you commit for 7–90 days? → Choose a locked pool for higher APY
  3. How much are you staking? → Check minimums
  4. What is your market outlook? → If you expect prices to drop significantly, flexible allows you to exit. If you're bullish long-term, locking in APY maximizes returns.

Frequently Asked Questions

Can I switch from a locked pool to a flexible pool before the lock expires?+
No. Once committed to a locked pool, you cannot withdraw until the lock period ends.
What happens if I try to withdraw from a locked pool early?+
Early withdrawal from locked pools is not permitted. Your funds are held until the maturity date.
Are pool rates updated in real-time?+
Flexible pool rates may be updated periodically. Locked pool rates are fixed at the time of staking.
Can new pools be added over time?+
Yes. XamanProtocol may introduce new pool types with different lock periods and APY rates.

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