Self-Custody Vaults
Lock assets in protocol-verified vault positions on the XRP Ledger. You retain signing authority at all times — vaults are enforced by ledger rules, not by us.
Non-Custodial by Design
Client-Side Key Derivation
AES-256 Encrypted
XRPL & Stellar Native
3–5s Settlement Finality
3.2M+ Transactions
Why XamanProtocol
DeFi infrastructure built on trust,
not promises.
Designed for users who demand transparency, security, and genuine self-custody — without sacrificing access to protocol-level rewards.
You Own Your Keys
XamanProtocol never generates, stores, or transmits your private keys. All key derivation happens client-side using BIP39 standards. Your recovery phrase is encrypted with AES-256 and stays on your device.
Multi-Chain by Design
Built natively for both the XRP Ledger and the Stellar network. Access liquidity, protocol incentives, and governance across two of the most established layer-1 blockchain ecosystems.
Protocol Participation Rewards
Earn variable protocol incentives by participating in vault programs and staking positions. Rates are determined by real-time protocol metrics — not marketing promises.
Governance Participation
YIELD token holders vote on protocol parameters, reward structures, and ecosystem initiatives. Governance rights are proportional to participation — no insider advantage.
Protocol Features
Everything you need to participate in DeFi.
Institutional-grade infrastructure with a consumer-grade experience.
XRPL & Stellar Native
Access DEX liquidity, claimable balances, token issuance, and trustlines natively across both XRPL and Stellar without bridging or wrapping.
Secure Recovery
BIP39-compatible 12-word recovery phrases, encrypted client-side with AES-256. No recovery data is ever transmitted to protocol servers.
Variable Reward Engine
Protocol incentives are calculated in real time based on vault participation, holding duration, and ecosystem activity. Transparent and auditable on-chain.
Ecosystem Airdrops
Eligible wallet addresses receive ecosystem airdrops based on participation criteria. Airdrop campaigns are announced through official protocol channels.
YIELD Governance
YIELD token holders vote on protocol upgrades, reward parameters, and ecosystem partnerships. One-token one-vote with time-weighted governance proposals.
Sub-Second Finality
Leverage XRPL's 3-5 second transaction finality and Stellar's 5-second close time. Staking actions and reward claims settle almost instantly.
Mobile-Optimized
Progressive web app design with biometric authentication support. Full wallet functionality on any device, any screen size.
Security Architecture
Your assets are protected at every layer.
XamanProtocol is designed with a security-first architecture. We follow the principle that the safest key is the one we never see.
Institutional-Grade Security
Zero-knowledge architecture by default
Client-Side Key Derivation
BIP39 + BIP44 derivation paths. Keys never leave your device.
AES-256 Seed Encryption
Recovery phrases encrypted locally before any storage.
Signature-Based Authentication
No passwords stored server-side. Auth via cryptographic signatures.
Two-Factor Authentication
TOTP-based 2FA available for all accounts as an additional layer.
Zero Private Key Transmission
Protocol servers never receive, process, or store private keys.
Open Architecture
Protocol logic operates on public ledgers — auditable by anyone.
Ecosystem
Built on proven public ledgers.
XamanProtocol operates on XRPL and Stellar — two of the most energy-efficient, fast-settling layer-1 networks in existence.
XRPL·Primary Chain
XRP Ledger
XRPL is a public blockchain optimized for payments and asset exchange. XamanProtocol leverages native ledger features — escrow, trustlines, and DEX — to deliver protocol incentives without third-party smart contract risk.
- 3–5 second transaction finality
- Built-in decentralized exchange (DEX)
- Native NFT and token issuance
- Escrow and payment channels
- Trustlines for issued assets
- Low transaction fees (~0.00001 XRP)
XLM·Secondary Chain
Stellar
Stellar's claimable balance primitive enables XamanProtocol to distribute protocol incentives and airdrops efficiently and verifiably. Users can claim rewards directly to their Stellar wallet without intermediary custody.
- 5-second ledger close time
- Claimable balances (airdrop infrastructure)
- Stellar DEX and path payments
- Built-in multi-signature support
- SEP-0010 authentication standard
- Anchored asset support
YIELD Token
Protocol utility, not speculation.
YIELD is a utility and governance token. It does not represent equity, a debt instrument, or an investment contract. No financial return is guaranteed.
Governance Voting
Vote on protocol proposals, reward parameters, and ecosystem initiatives. YIELD holders shape the protocol's direction.
Reward Rate Boosts
YIELD holders receive enhanced incentive multipliers on qualifying vault positions. Boost tiers scale with holding amounts.
Fee Reductions
Holding YIELD reduces protocol-level fees for staking operations, claim transactions, and vault interactions.
Airdrop Eligibility
YIELD holders receive priority consideration in ecosystem airdrop distributions. Eligibility criteria are published ahead of each campaign.
Protocol at Scale
Numbers that speak for themselves.
Total Processed
$4.2B+
Protocol lifetime volume
Connected Wallets
180,000+
Active protocol users
Transactions
3.2M+
Settled on-chain
Protocol Uptime
99.97%
12-month rolling average
What is a non-custodial wallet?
A non-custodial wallet gives you complete ownership of your private keys and assets. XamanProtocol never holds your keys or controls your funds. You sign transactions locally — no third party can access or freeze your assets.
How do XRPL protocol rewards work?
XamanProtocol distributes variable protocol incentives to users who hold qualifying assets within verified vault positions on the XRP Ledger. Reward rates are determined by protocol participation metrics and are subject to change. Past rates do not guarantee future rates.
Is XamanProtocol secure?
Yes. XamanProtocol uses client-side key derivation, signature-based authentication, and AES-256 encryption. Your seed phrase is encrypted locally and never transmitted to our servers. We do not store private keys.
Can I withdraw my assets at any time?
Yes. Because XamanProtocol is non-custodial and built on public blockchains (XRPL and Stellar), you retain control of your assets at all times. There are no lock-in periods imposed by the protocol, though individual staking positions may have parameters defined by the ledger.
What wallets are supported?
XamanProtocol supports XRPL-native wallet connections including Xaman (formerly XUMM), as well as email + seed-phrase accounts for users who prefer a traditional login flow. Stellar wallet support follows the SEP-0010 standard.
What is the YIELD token?
YIELD is XamanProtocol's ecosystem governance and utility token. Holders can participate in governance votes, receive reward boosts on staking positions, and benefit from reduced protocol fees. YIELD does not represent an investment contract or guarantee any financial return.
How are airdrops distributed?
Ecosystem airdrops are distributed to eligible wallet addresses based on protocol participation criteria such as vault holdings, staking duration, and governance activity. Eligibility and distribution amounts vary by airdrop campaign.
Get Started Today
Own your assets. Participate in the protocol.
Non-custodial. XRPL & Stellar native. Set up your secure wallet in under 2 minutes.
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